Understanding National Make-A-Will Month in August

August is National Make-A-Will Month — a timely opportunity to spotlight an often-overlooked yet critical topic. Many people, especially younger adults, believe that wills are only for the elderly or wealthy. However, this is a misconception. Creating a will is a proactive and caring decision, regardless of age or income level.

Make Medical and Legal Decisions Clear

One of the essential components of a will is the inclusion of a living will or health care directives. These documents let you outline what you'd want if you couldn't speak for yourself. Imagine being in a medical situation where you cannot communicate your wishes; having a living will in place brings peace of mind that is not age-dependent.

You Decide What Happens to Your Belongings

Even if you don’t own a house or have major investments, a will ensures that whatever you do have — like your car, bank accounts, digital assets, or pets — goes to the right people. Consider a young adult with a prized collection of musical instruments or an extensive digital library; a will ensures these cherished items find a new home with someone who will appreciate them.

Name a Guardian for Your Children

If you're a parent, having a will is especially critical. It is how you legally name who you want to take care of your kids if something unexpected happens. Picture the peace of mind knowing that your children would be in the care of someone you trust, instead of leaving that decision up to others.

Simplify the Process for Loved Ones

Having a will in place prevents confusion, legal delays, and stress for the people you care about most. Imagine the relief your loved ones will feel knowing they don't have to navigate complex legal procedures during an emotionally challenging time.

Making a will is a responsible and compassionate step that helps protect loved ones and gives you control over your wishes. Use this month as motivation to either create a will or encourage younger family members and friends to do so. Remember, peace of mind is not something reserved for later in life.